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Baton Rouge Head-On Collisions Lawyers

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    Head-on collisions are one of the most dangerous types of accidents anyone could be involved in. According to the Insurance Institute for Highway Safety (IIHS), head-on crashes accounted for more than half of all vehicle occupant fatalities in a recent year.

    Survivors of head-on collisions often suffer catastrophic injuries with life-changing consequences. While the physical and emotional toll is certainly high, the financial toll can be just as significant. Getting a fair settlement from the insurance company could mean the difference between staying financially afloat or sinking into debt. How can you know that the other driver’s insurance company will give you a fair settlement?

    Head on collision car accidentHead on collision car accident

    You don’t have to wonder, and you don’t have to fight with insurance adjusters on your own. The car accident lawyers at Tomeny | Best Injury Lawyers can help you navigate the head-on collision claims process and take the burden off your shoulders. We will provide you with personalized attention throughout your case as we fight vigorously for the financial recovery you deserve. Our team’s combined experience has helped us build a strong track record of securing successful results on behalf of our clients.

    Find out what your claim is worth and how you can seek the compensation you are owed today. Contact us now for a free consultation with a Baton Rouge head-on collision lawyer.

    What to Do After a Head-On Collision

    Here’s what you need to do to give yourself the best possible chance possible of obtaining maximum compensation after a head-on collision:

    Seek medical attention

    Getting medical treatment creates a link between the accident and your injuries and puts them on your medical record. These records will be the foundation of your insurance claim. Without solid proof of injury, there’s no case for compensation.

    Follow doctor’s orders

    Failing to follow through with appointments or treatment plans can also result in a claim being undervalued or even dismissed.

    Hire a Louisiana head-on collision accident attorney

    It’s important to talk to a lawyer as soon as possible. An attorney can help you take immediate steps to protect your rights and begin the process of investigating the cause of the accident and gathering crucial evidence. This includes gathering witness statements, medical documentation, and consulting experts who can testify on your behalf. An attorney can also negotiate with the insurance adjuster and prepare a court case if negotiations stall. All of this work can take a great deal of pressure and weight off your shoulders.

    Gather documentation

    In the period following your accident, keep any documentation that may provide valuable evidence in your case. Request a copy of the accident report from law enforcement since these often provide crucial information about the crash. It might also include the investigating officer’s determination. Photos and videos from the accident scene, medical bills, copies of pay stubs, bank records, and vehicle repair estimates can all demonstrate the extent of your losses.

    Keep a pain journal

    Non-economic losses, such as pain, suffering, and mental anguish can be hard to measure. Tracking these losses in a pain journal can help others understand the scope of these injuries. Record your level of physical pain and your emotional struggles daily.

    Stay off social media

    While many of us are used to sharing significant events in our lives with family and friends, avoid posting updates about your case on social media. Insurance companies sometimes review social media updates in hopes that they can find something to use against you.

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    What Damages Are Possible in a Head-On Accident Claim?

    Damages refer to the compensation or money that a victim may be entitled to recover after being involved in a serious head-on collision. This money may come from a settlement from the insurance company of the responsible driver or a lawsuit.

    There are typically two types of compensation available for head-on collision victims:

    • Economic damages: Measurable losses that have an actual dollar amount
    • Non-economic damages: Money for intangible losses, such as pain and suffering

    Together, compensation for a head-on collision may cover:

    • Past, current, and future medical expenses
    • Property damage
    • Lost wages
    • Lost earning capacity
    • Disfigurement
    • Long-term disability
    • Emotional distress
    • Pain and suffering

    The severity of a victim’s injuries, the nature of the accident, and who bears the bulk of the blame for causing the accident will also impact how much compensation an accident victim mat recover.

    Common Causes of Head-On Collisions

    A head-on collision happens when the front ends of two vehicles, traveling in the opposite directions, crash into each other. In Louisiana, 1,022 people were injured and 70 were killed in head-on crashes in just one year, representing 10 percent of all collisions.

    Unfortunately, driver negligence is typically to blame for front-end crashes. Head-on collisions commonly happen when one driver is heading the wrong way down a highway or a one-way street. Some of the most common causes of head-on collisions include:

    • Distracted driving
    • Driving while intoxicated
    • Drowsy driving
    • Failure to read road signs
    • Improper road signage
    • Mechanical failures or mechanical defects
    • Inclement weather conditions

    How Is Compensation Calculated After Head-On Car Accident? 

    Determining compensation after a head-on collision includes more than just estimating the total amount of money that may be due to a victim. How much compensation a victim may be entitled to recover also depends on Louisiana’s pure comparative fault rule. This regulation outlines how compensation is awarded and depends on who is liable for causing the accident. The amount of liability that a driver bears for causing an accident dictates how much compensation they may be due.

    For example, the courts may decide that one driver in a case is 90 percent liable for causing a head-on collision and that the injured victim is 10 percent to blame. The injured party is then entitled to the total amount of compensation minus 10 percent.

    In Louisiana, even the driver mostly at fault for the accident can recover damages. In the above example, since the damages amounted to $100,000, the victim could recover $90,000, and the at-fault driver could recover $10,000.

    Keep in mind that the pure comparative fault model binds the courts, but may also guide insurance adjusters as well. Before reaching a settlement figure, an insurance adjuster will consider what the outcome of a court case could look like as they evaluate a claim.

    Contact a Baton Rouge Head-On Collisions Lawyer Today

    In Louisiana, victims are not given an unlimited amount of time to pursue legal action after a serious head-on collision. The statute of limitations on car accident claims is one year from the date of the accident. If an insurance company drags your claim out for too long, you may not be able to take legal action if their settlement is unreasonable or unfair.

    Protect your legal rights immediately and contact an experienced Baton Rouge car accident attorney at Tomeny | Best Injury Lawyers today. Your free case review is only a moment away. Call or contact us now.

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